Stephen Covey said that if two people think the same, get rid of one: they're redundant. You add value when you think differently. Let's extend the thinking. If you predict an outcome, why bother wasting time, money and focus on the research? Start fixing the problem instead.
Enter the Task Force on Financial Literacy ...
This podcast accompanies a blog post at Riscario Insider: http://blog.riscario.com/2011/02/a-b-cs-of-1-2-3-key-to-financial.html